This Privacy Policy outlines the ways in which Allsouth Federal Credit Union ("we," "our," or "us") collects, uses, discloses, and safeguards the personal information of our current, former, and prospective members. We are committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly.
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Information We Collect: We collect personal information about you when you interact with us via our website, mobile applications, or in-person at our branches. The information we collect includes, but is not limited to:
- Name
- Contact information (such as address, phone number, email)
- Social Security number
- Account numbers
- Transaction history
- Financial information
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How We Use Your Information: We use the information we collect from you to:
- Provide, maintain, and improve our financial products and services
- Process transactions and manage accounts
- Comply with legal requirements and regulatory obligations
- Communicate with you regarding your account and respond to your inquiries
- Protect against fraud and unauthorized transactions
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Information Sharing: We do not sell or rent your personal information to third parties. We may share your information with:
- Service providers assisting in our operations
- Regulatory authorities, as required by law
- Credit reporting agencies
- Third parties for fraud prevention and risk management
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Data Security: We implement a variety of security measures to maintain the safety of your personal information. These measures include encryption, access controls, and secure servers. Despite these precautions, no system can guarantee absolute security.
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Your Choices: You may opt-out of certain communications from us by following the unsubscribe instructions provided in our communications or contacting us directly. However, you may still receive important account-related notices.
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Changes to This Policy: We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes through our website or other appropriate means.
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Contact Us: If you have questions about this Privacy Policy or our privacy practices, please contact us at our main office location or reach out through our official communication channels.
By using our services, you consent to the terms outlined in this Privacy Policy.